If something happened and you couldn't work, wouldn't you want to have a plan to take care of you and your family? Your ability to get up each day and earn an income is on of your most valuable assets.


How would you:

  • Pay your bills?
  • Make your monthly rent or mortgage payments?
  • Buy your groceries?
  • Make your car payments?
  • Provide for your children's education?
  • Save for retirement?

Disability Insurance can replace a portion of your income when you are unable to work because of injury or illness.  There are two major types of disability coverage:

  • A short-term disability plan provides an income for early part of a disability. A policy may pay benefits from two weeks to six months.

  • Long term disability helps replace income for an extended period of time, usually from six months to 65 years of age.